Connecticut Car Insurance Requirements

Connecticut follows a Tort system, meaning someone must be found at fault for causing the accident, and that person and their insurance company is responsible for all the damages.


You must carry the following insurance:

  • $20,000 bodily injury coverage for injuries or a death occurring to one person in an accident.
  • $40,000 bodily injury coverage for injuries or deaths occurring to more than one person in an accident.
  • $10,000 property damage coverage for an accident

Proof of Insurance and Financial Responsibility:

If you let your policy lapse or cancel your insurance, your carrier will notify the Department of Motor Vehicles.  You must still carry proof of insurance. You risk license and registration suspension if you do not carry insurance in Connecticut.

For more information:

Connecticut Insurance Department
153 Market St.
Hartford, CT 06103