Nevada Car Insurance Requirements

The state of Nevada follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages.


  • Every driver in Nevada must have an insurance policy that meets the following minimum requirements, whether the vehicle is used or not:
    • $15,000 bodily injury coverage for one person in one accident
    • $30,000 bodily injury coverage total per accident
    • $10,000 property damage coverage per accident
    • Policy provider must be licensed in Nevada

Proof of Insurance:

Your insurance card should be in your vehicle at all times. Nevada insurance companies send monthly reports to the DMV outlining all the new policies and terminations they’ve processed throughout the month. If your insurance lapses, you risk having your registration suspended.

For more information:

Nevada Department of Motor Vehicles
555 Wright Way

Carson City, NV 89711