How to Save Money on Your Insurance – Safety Features Discounts

Nowadays, these discounts are already figured into the premium based on the VIN number. You may not be able to see the exact discounts you are

receiving based on the safety of the vehicle, but rest assured, if you bought a consumer reports safety rated vehicle, your premiums will reflect your wise purchase. Front and rear airbags, side airbags, anti-lock brakes, strength tested bumpers, all of these features result in lower overall premiums for your vehicle. The less damage your car is likely to sustain during an accident and the less likely a passenger is to be injured are the reasons for these discounts. If the accident costs less to settle, the insurance company is happy.

If your vehicle is older, let’s say early 90’s, make sure to go over some of the safety features of the vehicle. Sometimes, these discounts have to be manually added to the policy so that you are paying the proper premium. Automatic seatbelts, air bags, and anti-lock brakes can make a difference, so be sure to ask your agent if they apply to your situation.

Photo credit/Flickr/kevindooley

Photo credit/Flickr/krossbow

This entry was posted on Saturday, July 25th, 2009 at 2:32 pm and is filed under article. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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