Washington D.C. Car Insurance Requirements

Washington D.C. follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit.

dcc

To register a car in the District of Columbia, you must have the following minimum insurance:

  • $25,000 per person for injury
  • $50,000 per accident for injury
  • $10,000 per accident for property damage
  • Uninsured Motorist
  • $25,000 per person for injury
  • $50,000 per accident for injury
  • $5,000 per accident for property damage, subject to $200 deductible

Proof of Insurance and Financial Responsibility

You must carry proof of insurance with you at all times. If you are stopped and cannot provide proof, you’ll receive a fine of $30. If you fail to carry insurance, you risk higher fines.

For more information:

http://dmv.dc.gov/info/insurance.shtm

Motor Vehicle Department
301 C Street, NW
Washington, DC 20001