Michigan Car Insurance Requirements

The state of Michigan follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit

Michigan Flag Closeup

You must carry a minimum of:

  • $20,000 of coverage for injuries or death to one person in a single accident.
  • $40,000 of coverage for injuries or deaths to more than one person in a single accident.
  • $10,000 of property damage coverage.

You must also carry personal injury protection (PIP) and property protection insurance (PPI).

Proof of Insurance:

You need to carry your certificate of insurance. If you let your insurance lapse, your license could be suspended.

For more information:

http://www.michigan.gov/sos/0,1607,7-127-1585_1587_14918—,00.html

Michigan Department of State

Lansing, MI 48918