New Hampshire Car Insurance Requirements

New Hampshire follows a Tort system, meaning someone must be found at fault for causing the accident, and that person and their insurance company is responsible for all the damages.

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New Hampshire does not require car insurance, instead asking citizens to be financially responsible and able to pay for damages. If residents choose insurance, the minimum limits are:

  • Bodily Injury Liability: $25,000/$50,000 Limit
  • Property Damage Liability: $25,000 Limit
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
    Medical Payments: $1,000 Limit

http://www.nh.gov/insurance/

New Hampshire Department of Safety

33 Hazen Drive

Concord, NH 03305