Wisconsin Car Insurance Requirements

The state of Wisconsin follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages.

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In Wisconsin, you may either:

  • Carrying auto liability insurance that meets the state’s standards
    • Bodily Injury Liability: $50,000/$100,000 Limit
      Property Damage Liability: $15,000 Limit
      Uninsured Motorist Bodily Injury: $100,000/$300,000 Limit
      Underinsured Motorist Bodily Injury: $100,000/$300,000 Limit
  • Placing a cash deposit of $60,000 or filing a bond with the Wisconsin Department of Transportation (WisDOT).

Proof of Insurance:

Your insurance company will notify the state electronically about your coverage. Without it, you risk license and registration suspension.

For more information:

http://www.dot.wisconsin.gov/drivers/drivers/apply/doc/proof-of-ins.htm

Madison East service center
2001 Bartillon Dr.
Madison, WI 53704